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How to easily Make a Dollar Card in Nepal? (2025 Guide)

Nepali citizen using a mobile banking app to apply for a dollar card in nepal

How to easily Make a Dollar Card in Nepal? (2025 Guide)

Planning to run international ads, subscribe to global tools like Canva, ChatGPT, or manage client payments on platforms like PayPal or Facebook Ads?

Then you need a dollar card in Nepal.

Until recently, making online payments in USD from Nepal was nearly impossible. But now, with NRB’s approval for international payment cards, Nepali residents can finally apply for a dollar card legally a major win for digital marketers, freelancers, and entrepreneurs.

This 2025 guide will walk you through exactly how to make a dollar card in Nepal, step by step with updated info, bank comparisons, requirements, usage tips, and much more.

What is a Dollar Card in Nepal?

A dollar card is a type of international payment card (prepaid or debit) issued by Nepali banks, which allows users to spend in foreign currencies (especially USD) for:

  • Subscribing to international software tools
  • Running Google Ads or Meta (Facebook/Instagram) Ads
  • Paying for domains and hosting (e.g., GoDaddy, Bluehost)
  • Purchasing online courses or digital products
  • Using platforms like PayPal, Amazon, and more

It’s officially known as a Prepaid Dollar Card or Forex Card under Nepal Rastra Bank’s “Foreign Exchange Facility” guidelines.

Why Do You Need a Dollar Card?

If you’re a digital marketer, freelancer, content creator, or agency owner, here’s why you absolutely need a dollar card in Nepal:

  • Access global tools like SEMrush, Ahrefs, ChatGPT Plus, Mailchimp, etc.
  • Run ads internationally on platforms like Google, Meta, LinkedIn
  • Scale client projects without relying on third-party accounts
  • Receive or make payments via platforms like PayPal (indirect use)
  • Grow your online business by transacting directly with global clients

Without a dollar card, your growth is limited to local transactions.

Eligibility and Dollar Card Requirements in Nepal (2025)

Who Can Apply?

According to NRB regulations, the following categories are eligible:

Eligible Applicants Notes
Students Must show offer letter or enrollment in a foreign university
Freelancers & IT Professionals Need PAN and income source proof
Agencies and Companies Must have business registration, PAN, and purpose of international use
General Public (for travel use) Proof of foreign travel like visa, ticket, itinerary required

 

Required Documents (for individuals & agencies):

  • Copy of citizenship certificate or passport
  • PAN card
  • Latest photograph
  • Income source proof (salary slip, invoices, contract letters)
  • Purpose letter (mention what services the card will be used for)
  • Company registration certificate (for businesses)

NRB allows a maximum limit of USD $500 per year per person (non-travel) as of 2025.

Step-by-Step: How to Apply for a Dollar Card in Nepal (2025)

Applying for a dollar card isn’t difficult but it needs proper documentation. Here’s the simplified process:

Application Process:

  1. Choose a bank (see next section for best options)
  2. Collect and fill the dollar card application form
  3. Attach all required documents
  4. Write a purpose/request letter (template available at bank)
  5. Submit the application to the branch
  6. Wait for verification and approval
  7. Collect your card (usually takes 5–7 working days)

Make sure your purpose aligns with NRB’s rules to avoid rejection.

Best Banks Offering Dollar Cards in Nepal (2025)

Not all banks are equal when it comes to forex support. Here’s a breakdown of the top banks for applying:

Bank Name Card Type Application Fee Annual Limit Notable Features
Nabil Bank Nabil Dollar Card NPR 1,000 $500 Great for PayPal/Google Ads, fast approval
Global IME Dollar Prepaid Card NPR 1,000 $500 Offers virtual card options
Nepal Investment Mega Bank Forex Prepaid Card NPR 500 $500 Friendly for freelancers
Himalayan Bank Visa Forex Card NPR 1,500 $500 High support for business use
NIC Asia Dollar Prepaid Card NPR 1,000 $500 Efficient for personal use

Many digital agencies in Nepal prefer Nabil Bank due to its smooth integration with PayPal and advertising platforms.

What Are the Charges, Limits, and Usage Rules for Dollar Cards in Nepal?

Card Charges:

  • Issuance fee: NPR 500–1500 depending on the bank
  • Reloading fee: NPR 250–500 per top-up
  • Annual maintenance: Some banks charge around NPR 300–500

Usage Limit:

  • Max limit per fiscal year (2025): USD $500
  • Usage type: Online subscriptions, advertising, purchases—not for remittance

Where You Can Use It:

  • Meta Business Suite (Facebook Ads)
  • Google Ads, Bing Ads
  • PayPal (to link & verify account not for direct receiving)
  • Netflix, Spotify, Canva, Envato
  • Web hosting platforms, domain registrars

How to Use Dollar Card for PayPal & Online Payments

Using a dollar card doesn’t mean you can receive payments via PayPal (as Nepal still lacks full PayPal support), but you can still:

  • Create and verify PayPal account using Nabil or Global IME dollar card
  • Make payments for subscriptions, courses, services
  • Use PayPal as a payment method for purchases and client invoices (in limited capacity)

For receiving payments, use platforms like Wise, Payoneer, or bank SWIFT codes.

Tips to Manage Your Dollar Card Effectively

To get the most out of your limited $500 allowance, follow these expert tips:

  • Track usage carefully: Maintain a Google Sheet or use budgeting apps
  • Save receipts: Especially for business audits or future renewals
  • Use for grouped subscriptions: Consolidate business tools under one card
  • Never share card info online unless it’s a secure, verified platform
  • Renew early: Don’t wait till the limit resets; plan ahead

Final Thoughts: Go Global with a Dollar Card in Nepal

If you’re a digital marketing agency or freelance professional in Nepal, the dollar card is your gateway to global growth.

It empowers you to:

  • Run paid ad campaigns
  • Buy essential tools
  • Build client trust
  • Streamline your agency workflow

And in a world moving faster toward digital payments, this small but powerful tool can help you scale your digital presence and revenue globally.

Frequently Asked Questions (FAQs)

  1.  Can a student apply for a dollar card in Nepal?
    Yes, students going abroad can apply by showing a valid offer letter, visa, or enrollment proof.
  2.  Can I use my dollar card for Facebook Ads from Nepal?
    Absolutely. It’s one of the most common uses especially for digital marketers.
  3.  Is PayPal fully functional with Nepali dollar cards?
    You can use it for verification and making payments, but not for receiving money.
  4.  What’s the renewal or top-up process?
    Visit your bank, submit the reloading request form, and provide purpose details again.
  5.  Can I exceed the $500 limit?
    Not unless you’re a student, medical traveler, or business with special NRB approval.

FAQ's

Frequently Asked Questions

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